RESULTS: Check out the 7 best credit cards selected for you
Good news for those looking for credit cards with numerous advantages, easy approval and large credit limits.
Seven credit card options have been released that are ideal for your profile, each with its own unique benefits.
See below which ones have been released and the features of all of them.
7TH POSITION:
MS Credit Card
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As an M&S branded card, you’ll get the most from the card’s perks if you’re a regular M&S shopper – with loyalty points translating into vouchers to spend in-store or online.
Although you’ll be able to earn points pretty much whenever you use the card, you’ll earn points at a better rate when you spend with M&S.
Cards offer a competitive annual percent rate (APR) after the introductory period and competitive 0% interest introductory periods and there is no annual fee on some cards.
M&S offers a handful of different credit cards, including a purchase card, a balance transfer card, and a rewards card.
They are popular cards, particularly with M&S shoppers. Cards come with some attractive features, including competitive introductory offers and rewards.
6TH POSITION
Barclays Credit Card
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Barclays offers a wide variety of credit card options to choose from—all of which offer co-branded reward or loyalty programs. Whether you’re looking for a lower interest rate, intro APR offers or co-branded reward programs, Barclays likely offers a card you’ll find appealing.
Barclaycard is well-known for offering users a whole host of additional perks and features.
Whichever Barclaycard you choose, you can get reward points when you use it at selected retailers – including popular hotels, coffee shops, and food delivery services.
If you have Barclaycard’s rewards card, this will stack up on top of the points you’re already earning, for even greater rewards.
Support from Barclaycard’s customer helpline, in case you have any questions or issues. All Barclaycards come with absolutely no annual fees.
5TH POSITION
HSBC Credit Card
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If you are looking for a credit card that offers you numerous benefits like cashback, points programme, among other advantages, the HSBC card could be the perfect option for you.
Collect reward points and enjoy 0%-interest deals on both balance transfers and purchases… provided you meet the eligibility criteria.
If you fit the bill, this card can earn you rewards points on your spending, plus an introductory welcome bonus and anniversary bonuses too. And since your rewards points can be redeemed against any purchase you make using your card – it’s as good as cashback.
4TH POSITION
Santander Credit Card
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Santander offers a range of credit cards including a dual offer, a fee-free 0% balance transferdeal and a card with perks travelers will enjoy.
Cashback will be calculated using the sterling value after the transaction has cleared, with the conversion and cashback calculations based on the foreign exchange (FX) rate at the time of purchase.
Importantly, when customers are given the option of paying in sterling or local currency, they must choose to pay in local currency to earn the cashback.
As long as you make your monthly payments on time, stay within your limit and pay off the debt within your 0% APR intro period, you will pay no interest charges along the way.
3RD POSITION
Bank of America Credit Card
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Bank of America is approving more than 82% of credit card applications, including those with bad credit.
The majority of Bank of America’s cards have no annual fee, and straightforward rewards offerings with flexible redemption options. As one of the largest consumer banks in the U.S., Bank of America also offers boosted rewards as incentive for eligible customers who already have a banking relationship with the issuer.
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn unlimited 1% on all other purchases.
You’ll get 3% on a category of your choice from the following: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, and 2% cash back at grocery stores and wholesale clubs.
These rewards apply to the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then drop to 1% cash back. Plus, earn 1% cash back on all other purchases.
You can get a $200 cash rewards bonus after making $1,000 in purchases in the first 90 days of account opening, and an introductory 0% APR on purchases and balance transfers for the first 12 billing cycles.
2ND POSITION
Chase Freedom Credit Card
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Chase Freedom credit card: Immediate approval, even for those with a low credit score.
Chase Freedom Unlimited® is an excellent card in its own right, but is even better as a companion to other cards that earn Chase Ultimate Rewards points.
As long as you hold the Freedom Unlimited card, you will earn 5% back on travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1.5% cash-back on all other transactions.
This makes the Freedom Unlimited card an excellent card for multiple bonus categories, including everyday spending. Earning at 1.5% is better than most traditional credit cards, and unless you have a card that earns at a better rate, it makes sense to use this one.
If you want to book travel directly through an airline or hotel but need just a few thousand points more in your account to get that free flight or stay, you can transfer Chase Ultimate Rewards® points earned through your Chase Sapphire Preferred® Card to 12 airline and hotel partners at a 1:1 point value
1ST POSITION
Citi Credit Card
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Citibank Rewards Credit Card is designed for frequent shoppers. Cardholders can earn bonus reward points and redeem them against gift vouchers and items from Citibank rewards catalogue.
Many of Citi’s cards offer zero percent introductory rates, no annual fees and excellent rewards. With several cards to choose from, you can find a Citi card that meets your needs.
For a limited time, earn 5 ThankYou(R) Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou(R) Points per $1 spent thereafter.
Every purchase receives a boost to the nearest 10 points, so a $2 purchase earns 10 points instead of two.
The card includes a bonus of 20,000 points after spending $1,500 within three months for a limited time, and you’ll get 10% of the first 100,000 points you redeem each year. It also includes a 0% intro APR promo for 15 months on purchases and balance transfers.
