DISCOVER PERSONAL LOAN RELEASED FOR APPLICATION
Discover is leading the way in approving loans for all audiences and promises to overtake big banks like Bank of America, Sofi Loans, HSBC, and Citi.
Discover personal loans offer a low minimum APR of 6.99 percent, as well as flexible loan repayment terms of 3 to 7 years. Most notably, this lender does not charge any fees aside from a late payment fee. These loans are, however, tailored to borrowers with good credit. Discover requires a minimum credit score of 660 and a minimum household income of $25,000.
If you’re looking for a personal loan to help smooth your cash flow, make a large purchase, or consolidate debt, Discover Personal Loans can be one choice for accessing the capital you need.
Discover personal loans are affordable in many ways, offering flexible repayment terms, a low minimum APR and no associated fees unless you are late making a payment.
- No origination or prepayment penalties;
- Direct payment to creditors for consolidation;
- Repayment term of up to seven years;
- Available in all 50 states;
- Offers a 30-day money-back guarantee.