BOFA Credit Card: Countless advantages and fast approval.
Bank Of America, also known as BOFA, is releasing credit cards to new customers, even those who were having trouble getting approved.
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So, we’ve selected the best cards and will give you tips on how you can get approved easily, even if you have bad credit. Check out this article and see how to get your Bank Of America credit card quickly and completely online.
Bank of America issues a diverse portfolio of credit cards. Options include solid rewards cards for everyday consumers and students alike, two secured cards, and a host of co-branded travel cards (among others).
Bank of America issues cards designed for people with a range of credit scores, from no credit to bad credit to good credit. It offers cards for:
→ Low interest rates;
→ Earning cash back or travel rewards;
→ Flying with airlines or using other travel services;
→ Students;
→ Building credit;
→ Small businesses.
Although you won’t find any high-end credit card offers here (you won’t see any cards with annual fees higher than $95), you’ll find a few cards with low fees (or no fees) that are surprisingly rewarding for the price.
Best Bank of America Credit Cards
→ Best Overall, Best Travel: Bank of America Premium Rewards;
→ Best Student: Bank of America Customized Cash Rewards for Students;
→ Best No Annual Fee Travel: Bank of America Travel Rewards;
→ Best Cash Back: Bank of America Customized Cash Rewards Credit Card;
→ Best Business: Business Advantage Travel Rewards;
→ Best for Bad Credit: Bank of America Customized Cash Rewards Secured.
As you have seen, the bank’s credit cards offer advantages for everyone.
We have separated the main points of each of them. Let’s check them out?
Cash Back Rewards
The Bank of America Customized Cash Rewards Card is a valuable cash back card, with flexible bonus categories for common expenses that many people have every week.
Your 3% and 2% rates are limited to $2,500 in combined quarterly purchases.
You’ll also get a nice online cash rewards bonus and pretty long 0% intro periods for purchases and balance transfers.
Travel Rewards
The Bank of America Travel Rewards Credit Card is a decent no-fee travel card, although you can’t transfer points to airline or hotel partners.
However, you will be able to redeem your points for statement credits towards eligible travel expenses like baggage fees, rental cars, flights, or hotels.
Student Credit Cards
One of the better student travel cards this is a lot like the regular consumer BofA Travel Rewards Card.
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire.
Use your card to book your trip how and where you want – no blackout dates and restrictions.
Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees.
Secured Credit Cards
Bank of America provides one secured credit card, the BankAmericard Secured Credit Card, which requires a refundable security deposit and is designed to help people build their credit.
No application fees or activation fees. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.
Access to credit education topics like using credit cards responsibly, budgeting and more and no annual fee.
With eligible Bank of America accounts and Merrill Edge investment accounts, you can enroll in the Preferred Rewards program to get higher rewards point value.
Many Bank of America cards charge no annual fee. The BankAmeriDeals program has special cash back offers at select merchants.
Through the Museums on Us program, your Bank of America card may be a free ticket into a participating museum.
All cards come with access to Bank of America’s Online and Mobile Banking service. Applying for your card is very simple, click on the button below, and we will direct you.
