Opportunity: ICICI Bank leads in credit card releases.
Tired of having your credit card applications denied? We have great news, ICICI is facilitating the release of cards and has options with numerous benefits. In this article, we will give you all the information about the bank’s credit cards and how you can do to get approved faster.
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ICICI Bank is among the top credit card issuers in India. You can find ICICI credit cards suiting varying individual needs such as fuel, travel, online shopping, dining, entertainment and more.
However, with so many card options available, it can be confusing to find the best ICICI credit card for you. To help you find the right credit card , here we have listed the most popular ICICI Bank credit cards along with their fees and charges, ratings and eligibility.
ICICI Credit Cards
Below we have entered all the bank’s credit cards and the benefits and fees of each and the ideal profile for each.
→ ICICI Bank Rubyx Credit Card
With an annual fee of ₹2,000, this card is best suited for you if you are looking for one with various travel benefits. yet, this credit card also offers a bunch of other benefits which allows you to earn payback points on your expenses and happens to be a great option if you are someone who travels frequently.
Since this card also gives you access to airport lounges, you can get this card for a bunch of handsome benefits. this credit card offers the benefit of golf privileges, lounge benefits, insurance coverage and movie benefits.
→ ICICI Bank Coral Contactless Card
If you are someone who is looking for rewards with your credit card, here is an option that provides you with multiple benefits. this includes milestone benefits, payback points, dining discounts, movie benefits and a special convenience fee waiver.
You should get this card if you are someone who is looking for a general credit card and can afford to spend a minimum of ₹1.5 Lakh in a year. there is benefit in taking this card only if you are willing to make expenses which give back rewards.
→ ICICI Platinum Chip Credit Card – VISA
Are you a shopaholic who likes to use your credit card to make payments for purchases? You can greatly benefit by choosing a credit card such as this one with handsome reward points, dining discounts and fuel surcharge waiver.
This card will suit your needs if you are looking for a credit card that fulfils the basic function of one, and want to pay zero annual charges towards your card. Further, it can be highly rewarding for you to make future payments of fuel through this credit card.
→ ICICI Bank Emeralde Credit Card
If you are looking for a lifestyle wellness card, here is something that will really please you. avail exciting benefits on movie offers, golf lessons, airport lounge access, concierge services, rebuked cancellation charges, fuel surcharge waiver, dining offers and insurance benefits. you get the benefit of special fee charges on cash withdrawals, late payment charges and foreign exchange mark-up fees.
With so many benefits, this is truly the perfect lifestyle card that will suit your needs and make you appreciate your decision to opt for a credit card. however, you should get this card only if you are an existing ICICI Bank private global client and if travelling is on your cards quite frequently and you would like to avail this card’s benefits.
→ ICICI Bank HPCL Credit Card
If you would like to get a credit card which offers you exclusive rewards every time you refuel your vehicle, this is the card for you. it brings you the benefit of endless reward points, fuel redemption offers, cashback offers, the movie offers and dining offers, over and above its primary purpose.
You should think about getting this card if you are someone who makes a significant expenditure on fuel every month and if your preference for refuelling station will be Hindustan Petroleum. Another vital feature of this card is its low annual fee, which can make it very convenient for you to own a credit card and bear its related expenses.
→ ICICI Bank Visa Signature Credit Card
Who does not like a premium banking experience with their banking service provider? when it comes to a credit card, the more benefits, the better it is for you. if you are in the search for a credit card that fulfils a variety of needs, then this is the card which you must choose.
With a number of handpicked benefits, this card is a storehouse of benefits which you will find extremely beneficial during the tenure of holding this card. it brings you the benefit of golf offers, lounge access at airports, reward points for various spending, fuel surcharge waiver and concierge services, all of which are great for you as long as you meet the eligibility criteria.
This card is an excellent choice for you if you require these services. It is the card of choice for many users who expect to be rewarded for various spending.
Factors Affecting ICICI Bank Credit Card Eligibility Criteria
The applicant must check the following things while applying for an ICICI Bank credit card.
Income of the Applicant: Your income plays an important role while applying for a credit card. This is a proof to the bank that you will be able to pay your credit card bill.
You can also get an ICICI Bank credit card against a fixed deposit.
Age of the Applicant: Using a credit card becomes a huge responsibility. An individual gets a steady source of income only after a certain period of years. Hence, the banks are certain about age criteria in giving a credit card as they expect a proper payment every month.
Credit History of the Applicant: Credit history is a clear proof of how an individual manages his/her credit related activities. A good credit history is highly preferred by the lender for offering a credit card.
Nationality Criteria of the Applicant: The applicant should be a resident of India or Non-Resident Indian.
Documents Required to Apply for an ICICI Bank Credit Card
To apply for an ICICI Bank credit card, you need to submit the following documents.
- Address proof – Passport/ Driving Licence/ Voters ID etc.
- Identity proof – Bank Statement/ Voter Id/ Driving Licence/ Pension Book etc.
- Income Proof – Bank Statement/ Pay Slip/ Income Tax return
- Pan Card
- Passport size photo
How to Apply for ICICI Bank Credit Card?
If you want to apply for an ICICI Bank credit card, the process is simple, click on the button below and you will be directed.
