Nedbank: Ensure your credit card with great limit now.
Nedbank offers a variety of credit cards to suit the needs of different credit card users. Nedbank has a credit card for you if you have a monthly gross income of at least R5000.00.
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If you are looking for a credit card with easy approval and numerous benefits, read this article to the end and see how to secure yours.
Greenbacks credit cards, Nedbank credit cards, and American Express credit cards are the three credit card types offered by Nedbank. Greenbacks credit cards are designed specifically for people who wish to be rewarded for their everyday purchases.
Nedbank credit cards are no-frill credit cards designed for everyday use with modest credit advantages and limitations. American Express cards are designed for frequent travelers and offer a bonus point program that may be used for travel and other purposes.
You can apply for either the Nedbank Gold credit card or the Nedbank Platinum credit card.
Nedbank Gold Credit Card
This is an affordable credit solution with a monthly service fee of R40.
To qualify for this credit card, you need a minimum income of R5 000 per month.
There are plenty of reasons why you should choose the Nedbank Gold Credit Card. These include the rewards you get in the form of Greenbacks. Also, it’s an affordable credit solution and you get complimentary card delivery.
The key features of this card are as follows:
- Flexible repayment options;
- Personalised interest rate with up to 55 days interest-free credit;
- Pay off your purchases over time with the budget facility;
- Minimum repayment of 5% on outstanding balance;
- Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay;
- Earn Greenbacks on all eligible spend;
- Travel benefits with optional top-up travel insurance available;
- Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Greenbacks credit cards include conventional benefits such as a 55-day interest-free period and travel insurance. Zero transaction fees on a first-tier card is something to brag about, as this is generally reserved for platinum cards.
Requirements
- R100,000.00 Minimum annual gross salary required for greenbacks gold credit card and R350,000.00 minimum annual gross salary required for greenbacks platinum card;
- Applicant must be a South African resident;
- Must be old than 18 years.
See below for all the benefits of NedBank credit cards.
Advantages
Balance transfer option to transfer credit card debt held at another financial institution and save on interest.
Detailed monthly paper or electronic statement that allows you to monitor all your transactions.
Balance Protection Plan to ensure financial security and peace of mind in the event of death, disability, critical illness or retrenchment. Automatic travel insurance for both local and international travel when you purchase your travel ticket(s) on your Nedbank credit card.
FREE transactional SMS service that will notify you of purchases made at tillpoints on your credit, cheque or debit card. Up to 55 days’ interest-free credit on purchases, provided that the full outstanding balance is paid by the payment due date.
No transaction fees for payments. Extended credit facility for bigger purchases to be repaid over a period of 3 to 36 months. -Instant access to cash at all ATMs in South Africa and overseas. Worldwide acceptance at over 25 million merchants.
Additional cards for your family members or partner. Automatic payment order (APO) so you don’t have to remember to make your monthly repayments.
How do you increase or decrease your credit limit?
You can apply for a credit limit increase on the Money app, or by calling 0860 555 111.
Credit limit changes can be requested at any time, but if you need an increase, Nedbank will do an affordability check first.
To apply for your card, click on the button below and we will direct you.
