Lloyds Bank cashback card pays 0.5% + £20 bonus.
Lloyds Bank has launched a new credit card enabling customers to earn cashback every time they spend.
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Lloyds Bank has launched a new credit card that enables holders to earn 0.25% cashback on up to £4,000 of annual spending and 0.5% above, with no cap on how much you can earn. You can also earn a £20 bonus if you spend £1,000 in the first 90 days.
Any cashback you earn during the year, including the £20 bonus, will be automatically added to your credit card account the following January, where it goes toward paying off your balance.
The Cashback credit card doesn’t come with a monthly or annual membership fee. But it does charge 19.9% representative APR so you’ll want to make sure you clear your balance in full every month.
Lloyds has a variety of credit cards to choose from including balance transfer, everyday spending, large purchase and cashback options.
It has been a big hitter in the British banking world for over 250 years and is a trusted household brand.
Lloyds Bank: A Legacy of Trust and Commitment
For over 250 years, Lloyds Bank has stood as a cornerstone of the UK’s financial landscape, providing steadfast support and innovative solutions to its customers.
With a rich history dating back to 1765, Lloyds Bank has continuously evolved to meet the changing needs of its clientele, earning a reputation for reliability and integrity along the way.
Committed to fostering financial well-being, Lloyds Bank offers a comprehensive range of services, including personal and business banking, insurance, mortgages, and investment options, tailored to suit the diverse needs of individuals and enterprises alike.
With a customer-centric approach and a focus on building lasting relationships, Lloyds Bank remains a trusted partner in navigating life’s financial journey.
Lloyds Bank Credit Options:
- Personal Loans: Lloyds Bank offers competitive personal loan options, providing customers with the funds they need for various purposes, whether it’s consolidating debt, financing home improvements, or covering unexpected expenses.
- Credit Cards: Explore Lloyds Bank’s range of credit card offerings, each designed to suit different lifestyles and preferences. From cashback rewards to travel benefits, Lloyds Bank credit cards provide flexibility and convenience with every swipe.
- Mortgages: Whether you’re a first-time buyer, moving home, or looking to remortgage, Lloyds Bank offers a variety of mortgage products to help you achieve your homeownership goals. With expert guidance and tailored solutions, Lloyds Bank makes the home buying process smoother and more accessible.
- Overdrafts: Lloyds Bank provides overdraft facilities to help customers manage their short-term financial needs effectively. With transparent fees and flexible repayment options, Lloyds Bank overdrafts offer peace of mind during times of financial uncertainty.
Experience the freedom and flexibility of Lloyds Bank’s credit options, tailored to empower you on your financial journey.
How to get a Lloyds credit card?
You’ll need to pass the eligibility criteria before you’ll be considered for a Lloyds credit card:
- You must be aged 18 or over and be employed with a regular income. You must be a resident of the UK and not have applied and been rejected for a Lloyds credit card within the previous 30 days.
- You must not have been declared bankrupt, be subject to an individual voluntary agreement or have any county court judgements.
- If you fit these criteria, you can then use our smart search tool to see which credit cards you’re more likely to be accepted for before you apply. This means that you’re less likely to be rejected, which can negatively affect your credit score.
- As with any credit card, the Lloyds Bank Platinum 0% Purchase and Balance Transfer card offers protection on goods and services you pay for costing more than £100 and up to £30,000.
- This safety net is offered via section 75 of the Consumer Credit Act. This protection applies for the entire cost even if you only use your plastic to pay for part of the purchase – such as the deposit – as long as the amount is still within these two values.
- Lloyds Bank has been by the side of the households, businesses and communities of Britain for over two hundred and fifty years, helping their customers take their next step in life.
- As one of the largest UK banks, Lloyds Bank is likely to have a credit card to match your needs whether you’re looking to transfer an existing balance, pay 0% on new purchases, earn rewards or simply want one low rate.
- And, as the cards are part of the MasterCard family, you can use them to pay for goods or services in any one of 24 million outlets worldwide.
The benefits of a credit card with Lloyds
If you get a credit card with Lloyds you can enjoy a range of benefits outlined below:
Rewards and cashback
Certain cards allow you to earn points on everyday purchases which can be exchanged for travel rewards or cash-back.
Rewards include flights, hotels, car hire and upgrades along with days out. Cards with the rewards feature do, however often, come with annual fees so it is worth checking that before applying. They may also require a certain level of spending a month to make the card worthwhile.
Mobile payment technology
You can link your Lloyds credit card with Apple Pay or Android Pay to purchase items quickly and easy with your phone, wherever these payment options are available.
Online and mobile banking
Lloyds has a modern online management system so you can see your credit card balance, transactions and any other activity associated with your account from any device with internet. It also has mobile banking so you can manage your account from your phone or tablet, bank in branch and get text alerts.
Global usage
As Lloyds Banks’ credit cards are all with Mastercard, it should be accepted for purchases in countries across the world.
Fraud protection
The bank offers a free service called ClickSafe, which is designed to ensure you are the only person using your card. It can help you feel safer when shopping online because you are protected from fraud.
Unlock Your Financial Potential Today with Lloyds Bank
You’re just one step away from seizing control of your financial destiny with Lloyds Bank.
Don’t let this opportunity slip through your fingers. Click the “Access Official Website” button below to uncover even more about the incredible benefits awaiting you with Lloyds Bank’s credit card.
Take charge of your financial future now and embark on a journey towards greater freedom and prosperity. Don’t wait any longer – your financial dreams are within reach. Click now and make them a reality!
