Credit card opportunity with easy approval available. - Formoney

Credit card opportunity with easy approval available.

Today we will talk about a credit card that has been winning over Americans, the Amex Blue Cash Everyday, as you can get approval and all the benefits of that credit card.

Source: Envato

If you are looking for a card that offers refunds in various day-to-day categories, but do not want to pay an annual fee, the American Express Blue Cash Everyday® card is a valid choice. With high earnings in supermarkets and gas stations in the United States and selected department stores in the United States, in addition to a good APR introduction, this card is a solid choice if you are looking to earn rewards on typical family expenses.

The Blue Cash Everyday Card offers a tailored reward rate for average spenders, offering generous cash back in categories that include grocery shopping and gas stations in the USA. For families that spend a lot on groceries and transportation, Blue Cash Everyday can be one of the most lucrative cash-back cards available.

In addition, the welcome bonus can also put a nice change back in your pocket: Earn $ 200 back after spending $ 1,000 on purchases on your new card in the first 3 months. The card also comes with an introductory APR offer on purchases that can help you save money if you have a big purchase in your immediate future. Obtain an introductory APR of 0% for 15 months from the opening of the account on purchases, after which the standard APR of 13.99% -23.99% will be applied.

Source: Envato

Benefits

BASIC RESOURCES

Card type: cash back.

Annual fee: $ 0

Introductory bonus: Earn $ 200 back after spending $ 1,000 on purchases on your new card in the first 3 months.

Rewards:

3% back to US supermarkets with up to $ 6,000 spend per year (after 1%)

2% back at select US gas stations and department stores

1% back on all other purchases

Terms apply.

Interest rate: APR of introduction of 0% in purchases for 15 months and then the APR in progress of 13.99% – variable APR of 23.99%

SUPERMARKET REWARDS

Getting 3% back on your US supermarket spending is a good return on a potentially large part of the household budget. It essentially means getting a discount on all food, paper products, personal care products and other items that you regularly buy at the supermarket. Terms apply.

The rewards are based on where you are shopping – in this case, US supermarkets – and not what you buy there. American Express’ definition of supermarkets in the United States excludes wholesale clubs like Costco and Sam’s Club, superstores like Target and Wal-Mart, specialty food stores, and others. So consider not only how much you spend on groceries, but also where you buy them most often.

Source: Envato

Other features

The Blue Cash Everyday card also comes with some additional benefits that add value – especially for customers and frequent travelers.

Car rental insurance – When using Blue Cash Everyday to book and pay your car rental, you receive secondary cash coverage against damage or theft.
Purchase protection – If an item purchased with your card is lost or damaged in the first 120 days, you can be refunded up to $ 1,000 per purchase in covered instances (maximum $ 50,000 per year).
Access to pre-sale of tickets – As an American Express cardholder, you will have exclusive access to pre-sale of tickets for concerts, sporting events and much more.
“Pay It Plan It®” – Pay small purchase amounts (under $ 100) immediately and divide larger purchases (over $ 100) into a personalized monthly payment plan for a fixed fee with this flexible payment option. Payment plans can last from three to 24 months. Eligibility is based on your account and credit history.

Source: Google

Is the Blue Cash Everyday card worth it?

For cardholders who spend a significant amount on purchases at supermarkets and gas stations in the United States, the Blue Cash Everyday card offers a generous cash-back fee for a card with no annual fee. In addition, you will have a long APR introduction on new purchases.

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