CommBank surpasses competitors in credit card clearance.
In an action for prospecting new clients, CommBank is flexible when it comes to credit release. With this, many people who were having difficulty getting a credit card were approved.
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We are going to give you all the orientation on how to also guarantee your approval and all the benefits that this credit card will offer you.
Commonwealth Bank
Commonwealth Bank – also known as CBA or CommBank – is one of Australia’s Big Four banks. As one of the largest and best-known banks in the country, it’s a popular choice for customers looking for credit cards and bank accounts, home loans and personal loans, insurance and superannuation. In terms of credit cards, it offers a full suite of options, from low fee and low rate cards, to rewards cards and cards offering prestige perks.
The Commonwealth Bank Ultimate Awards card has 100,000 bonus Awards Points on offer for new cardholders who apply by 31 October 2022. The card has no international transaction fees, earns CommBank Awards Points on spend, comes with complimentary LoungeKey membership and travel insurance.
The Commonwealth Bank Ultimate Awards card earns CommBank Awards points or Qantas Points on spend and has no international transaction fees for purchases you make overseas or online.
CommBank Awards is the bank’s own awards program for its credit cards, and allows you to transfer points to various airline partners or use them for retail products.
The Ultimate Awards credit card is the bank’s most prestigious one out of the four award cards it offers. You get a sleek black minimalistic card and the highest points earning opportunities, but the fees can also be high. Here is our independent review of the Commbank Ultimate Awards card.
The current 100,000 Awards Points is equivalent to 50,000 Velocity Points.
CommBank Credit Card
Earn up to 1.2 Qantas Points for every $1 spent on eligible international purchases and 0.8 Qantas Points on purchases at major Australian supermarkets, department stores and petrol stations, up to $10,000 in a statement period.
Uncapped points earning potential.
$0 monthly fee (i) spend at least $2,500 on your Ultimate Awards credit card in your statement period and (ii) choose to receive online statements – if you don’t meet the above criteria, there’s a monthly fee of $35.
Plus $30 per year if you opt in to earn Qantas Points+. 20.24% interest rate
Included international travel insurance, simply activate before you travel.
Access to over 1,000 airport lounges worldwide, plus selected offers on airport dining, shopping and spas, thanks to Mastercard® Airport Experiences provided by Lounge Key.
Benefits of getting a Commonwealth Bank credit card
CommBank credit cards all come with their own set of features, but let’s take a look at some of the key benefits you can get:
CommBank Rewards – cashback loyalty program
CommBank Rewards is a complimentary loyalty program available to anyone over 21 who has the CommBank app and an eligible Mastercard credit card or debit card. It gives you access to cashback offers through the CommBank app, which also includes a tracking tool so you can see how much cash you have got back.
While offer details vary (because they are personalised), you’ll typically earn cashback by spending a set amount of money at a partner store or stores. Some examples include spending $50 at Caltex and getting $5 back, spending $100 at Myer and getting $15 back or spending $100 at Menulog and getting $10 back. When you meet the offer requirements, the cashback will be added to your account within 5–14 business days.
CommBank app
The CommBank app gives you a simple way to check your account details and lets you lock, block and limit certain transactions. It’s also where you’ll see CommBank Rewards offers and other details about your account.
Mobile contactless payments
Commonwealth Bank credit cards are as convenient as it gets when it comes to cardless payments. You can use your eligible smartphone or wearable to make contactless payments. You can also pay with your eligible fitness tracker except on business cards.
Mastercard benefits
As well as worldwide acceptance, you can look forward to a bunch of Mastercard perks with your Commonwealth Bank credit card. Mastercard Priceless Cities provides access to experiences and events in cities across the globe. For transactions under $100, you can use your card to make contactless payments thanks to Mastercard PayPass. If your card is used for fraudulent transactions, purchases will also be protected by Mastercard Zero Liability cover.
As you can see, there are numerous benefits that you will get when you apply for your CommBank card.
To select yours, click the button below.
