Axis Bank: Credit Card full of benefits and with easy approval.
Axis Bank Ace Credit Card is one of the best cashback credit cards in India. It offers the highest cashback of 5% on certain brands and categories and 2% across all transactions. It is a well-suited option for those who are looking for a good value back credit card.
The credit card annual fee is quite low in comparison to the facilities it offers. The only card similar to this one is the Standard Chartered Super Value Card, which is a bit more expensive than this and at the same time has a double-sided cap to it. ACE gives you more than the value for your money.
→ Features of Axis Bank ACE Credit Card:
Joining fee of INR 499 + 18% GST – This fee will not be charged if the subscriber spends INR 10,000 within 45 days of issuance of the card.
Annual fee – INR 499 + 18% GST.
→ Cashback:
- There is a 5% cash back on the payment of bills, like electricity, gas, DTH, Mobile recharge, etc;
- 4% on Swiggy, Zomato, Ola;
- 2% on any other kind of spend;
- Payments are to be made with the help of Google Pay.
Cap on Cashback: There is no upper limit on getting cashback.
→ Renewal Offer:
Annual fee will not be charged if the subscriber spends INR 2,00,000 in one year.
→ Other Benefits:
Apart from cashback, you can also avail below benefits via this credit card:
- Joining Fee Reversal: Spend Rs. 10,000 within 45 days of card issuance to avail joining fee reversal;
- Annual Fee Waiver: Spend Rs. 2 lakh or above in a year and avail annual fee waiver;
- Complimentary Lounge Access: 4 complimentary domestic lounge visits in a year;
- Fuel Surcharge Waiver: 1% fuel surcharge waiver (maximum Rs. 500 in a month) across all fuel stations on transactions between Rs. 400 to Rs. 4,000;
- Dining Benefits: Up to 20% off at 4,000+ participating restaurants;
- Convert Purchases into EMIs: Convert your purchases of Rs. 2,500 and above into EMI.
Axis Bank ACE Credit Card is known for its decent cashback rate. It is the right choice for people who are looking for a credit card that offers unlimited cashback and does not want to pay a high annual fee. Apart from cashback, it also offers complimentary lounge access and dining benefits to its users.
Overall, you can apply for this credit card if you want to avail cashback on your transactions. However, if you are looking for a credit card that offers reward points instead of cashback, then this might not be the right option for you.
It’s usually a good idea to carry a credit card that provides more value than the annual cost. It has cheap fees, a good cash-back benefit, and an easy fee waiver. Axis Ace credit card ticks all the right boxes. This is why it’s the ideal credit card for people just starting.
The 2%, 4%, and 5% rewards cards outperform even the super-premium cards when comparing cashback rates. Google Pay is the primary reason I’m interested in this card. Google Pay’s iOS app desperately needs credit card support.
Applying for your Axis Bank credit card is very simple, you just need to have your documents with you and by clicking on the button below, we will take you to the application page.
