If you are in need of a fast loan, with numerous benefits and easy approval, we have an excellent option available for you to apply for, the ANZ Bank loan. Borrow up to $50,000 unsecured with a fixed or variable rate personal loan. Interest rates vary between products, and fees apply.

ANZ personal loans

ANZ began as the Bank of Australasia in Sydney in 1835. It has since evolved to become one of Australia’s Big Four banks and operates in more than 30 global markets, with thousands of ATMs and branches.

ANZ has a strong retail offering, with personal loans, car loans, home loans, savings and transaction accounts, wealth planning services, an institutional banking arm and insurance products. This includes personal loans with fixed or variable rates, and personal overdrafts.

You can borrow between $5,000 and $50,000 for a personal loan, and a minimum of for the personal overdraft. Interest rates for a fixed rate personal loan from 6.49% p.a., also from 6.49% p.a. for a variable rate personal loan an for the overdraft. The personal loans come with fees, including an approval fee of $150 and a monthly administration fee of $10.

Approval fees for overdrafts will depend on the credit limit. The approval fee for loans under $20,000 is $100, but can be as high as $500 if your credit limit is above $50,000. There is also a credit facility fee for overdrafts, starting from $200 p.a. for less than $20,000, and 1.7% of the limit for loans over $20,000.

The ANZ Personal Loan gives you the choice of a variable or fixed interest rate. What’s better will really depend on your money management comfort level. Do you just want to pay a fixed amount each month and be done, or do you want more flexibility so that you can pay off your loan faster and save on interest costs?

Both loans have a $5000 minimum loan amount and $50,000 maximum loan amount and give you the option to choose your repayment term from 1 – 7 years.

What new customers get with the variable rate option:

• Interest rate from 6.49% p.a. to 15.99% p.a. (7.41% p.a. to 16.84% p.a. comparison rate*);
• Free extra repayments;
• $0 redraw fee;
• No fee for paying off the loan early.

What new customers get with the fixed rate:

• Interest rates from 6.49% p.a. to 15.99% p.a. (7.41% p.a. to 16.84% p.a comparison rate*);
• Set monthly repayments;
• Loan term up to 7 years.

What personal loan options does ANZ offer?

Loans offered by ANZ:

• ANZ offers personal loans from $3000 to $50,000. Loan terms can be either six months to seven years. Minimum loan amount of $1000 for Jumpstart customers;
• ANZ is currently offering a special fixed interest rate of 10.95%;
• ANZ’s loans are unsecured, meaning you don’t need to offer up any collateral in order to be approved for a loan;
• There is no application fee;
• Change your repayment amount, or pay it off early, with no additional charges or fees in internet banking.

Types of ANZ Personal Loans NZ

Debt Consolidation Loans

Getting your debt consolidation in order can be a stressful time, which is why ANZ lets you roll all of your separate debts up into one simplified loan. ANZ debt consolidation is simple and straightforward – just sign up, get approved and pay off what you may owe in total

ANZ Car Loans

ANZ car loans are a great solution when you’re short on cash and need to update or repair your vehicle. ANZ offer reasonably priced loans so that you can apply for a loan, get approved and drive away in your beloved car, all within the shortest possible time frame.

ANZ Home Renovation Loans

When you really need that job you’ve been putting off done, ANZ has you covered. No one should have to perpetually live in a house that needs fixing up, and this is your opportunity to do it – with one of ANZ’s home renovation loans. Time to get your house ship-shape.

ANZ Travel Loans

Whether you travel often for work or just feel like you need to get away for a while, ANZ can facilitate with a comprehensive, tailor-made travel loan. Want to head off now, without having to worry about financials right away? ANZ’s travel loans could be for you.

ANZ Wedding and Special Event Loans

A wedding is a once in a lifetime event, which means you don’t want to have to be bogged down in the financial side of things when the day finally rolls around. With ANZ wedding and special event loans, you’ll be able to deliver above and beyond for the events that mean a lot to you.

How do I apply for an ANZ personal loan?

To apply for a loan, simply visit the ANZ’s website and click to begin the application process. You can also call the ANZ on 0800 837 123 or visit an ANZ branch. Typical pieces of information you may need to include in your application include:

• Valid proof of identification, such as your passport or drivers licence;
• Proof of income;
• Your typical expenses such as rent/mortgage payments, household costs, insurance, etc;
• Any current outstanding debts.

You’ll also need to meet the following requirements:

• Be at least 18 years old;
• Receiving a regular income;
• Having enough money left over at the end of month, after your expenses are paid, to meet your loan repayments;
• Be an NZ citizen, permanent resident or, if you’re a non-resident, have more than one year left on your work visa.

To apply for your loan, click on the button below.

Por Redação Formoney agosto 23, 2022

Tags:

• no-home