Bank of Melbourne Vertigo Credit Card: Up to $400 cashback.
If you’re looking for a credit card that comes with flexible features then look no further than the Bank of Melbourne Vertigo card. With the option to choose between the 0% balance transfer offer for the first 32 months (0% fee applies) or cashback offer, the Vertigo card could be a great option for anyone wanting to reduce their debt.
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We will give you all the guidelines to get approved faster for this credit card and all the benefits it will offer you.
Bank of Melbourne Vertigo Credit Card – Cashback Offer
While the Bank of Melbourne Vertigo Credit Card may not be jam-packed with prestige features, it does offer an enticing 5% cashback or up to $400 total at selected leading supermarkets with the added bonus of having a low purchase rate and no annual card fee in the first year.
This is a simple credit card with a very competitive 0% interest on balance transfers for 32 months and no annual fee in the first year.
The Bank of Melbourne Vertigo is suited to people who want to keep their card costs down and don’t want a lot of fancy features. If you have a credit card you want to pay off, the long balance transfer offer gives you a way to save with 0% p.a. interest for 32 months and no balance transfer fee and include your balance transfer request as part of the application. It also offers a $0 annual fee in the first year (normally $55).
This Bank of Melbourne Vertigo credit card currently features a choice of two introductory offers.
Offer 1: Balance Transfer and discounted Annual Fee in first year.
For a limited time the Bank of Melbourne Vertigo credit card has a special 0% p.a. Balance Transfer offer for 32 months. Of note, there is also no Balance Transfer fee which is a significant benefit. In addition, the product also has a $0 annual fee in first year, which is a saving of $55. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply. For further information, or to apply, click here.
Offer 2: $400 cashback on your supermarket shop and discounted Annual Fee in first year.
For a limited time the Bank of Melbourne Vertigo credit card has a $400 cashback on your supermarket shop offer. In addition, the product also has a $0 annual fee in first year, which is a saving of $55.
Card benefits
See below for all the benefits of this credit card:
Balance transfer offer: Include your balance transfer request as part of the application to get a balance transfer rate of 0% p.a. for 32 months (with no balance transfer fee). This reverts to the variable cash advance rate of 21.49% p.a. at the end of the introductory period.
$0 first-year annual fee: If you apply and get approved for a Bank of Melbourne Vertigo Classic card, you’ll get a $0 annual fee for the first year. After the first year, a $55 annual fee applies.
Competitive purchase rate: The variable interest rate on purchases is 13.99% p.a.
Interest-free days: When you pay your monthly payment balance in full by the due date listed on each statement, you will get up to 55 days interest-free on purchases. Note that your monthly payment balance excludes current balance transfers. Interest-free days are also separate from any longer-term interest rate promotions.
Visa benefits: Take advantage of exclusive offers for travel and hotel bookings, shopping, dining and experiences – with seasonal deals listed on the Visa Australia website. You can also enjoy exclusive event and ticket offers by signing up to the Visa Offers + Perks website.
Mobile payment technology: You can make tap and go payments using your eligible phone or device by adding this card to your Apple Pay, Google Pay or Samsung Pay wallet.
How to apply
You can apply for the Bank of Melbourne Vertigo credit card online in around 10 minutes. Get started by checking that you meet the eligibility criteria and have all the documents and details you need to complete the application.
Personal details: This includes your full name, date of birth, email address, phone number, residential address and details of your living arrangements. You will also need to provide valid ID details, such as your driver’s licence, passport or Medicare card.
Employment details: The application requires details such as your current job title, salary, length of employment and your employer’s contact details. You may also need to provide recent payslips, bank statements or other documents that confirm your income and employment.
Financial details: This covers any other income – such as government payments or pensions – along with your savings and assets. You also need to share details of existing debts, loans, credit cards and other liabilities, as well as an estimate of your regular household expenses.
Balance transfer details: To take advantage of the introductory balance transfer offer on this card, you will need to include your balance transfer request when you apply. This includes the amount of debt you want to transfer and the details for your existing account, including the account name, number and the provider’s BSB.
To apply for your card, click below.
